So I?ve heard about 401K, Roth IRA, IRAs, I don?t truly understand them all but I know they work on compound interest and that there are heavy tax penalties for taking the money out before you are 55/59 years old. Are there any type of savings plans that you can invest in that remain liquid? Meaning you could get to that money without paying heavy fees? I?d like to take advantage of compound interest but I hate the idea of losing a lot of that money by taking out money early ? or even by paying taxes on it after 55/59 years old?.. is there any way to avoid paying huge taxes, save with compound interest, and still have the savings be a liquid asset?
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